After the tornado, one call gets your home secured and rebuilt.
- Emergency tarping and board-up, day or night
- Every elevation photographed for the claim
- We handle the insurance company for you
- Emergency response for tornado-affected homes — call any time
Middle Tennessee knows tornadoes — March 2020 in Mt. Juliet and Lebanon, December 2023 through Madison, Hendersonville, and Gallatin. When a tornado touches your street, the first 48 hours are about stopping further damage: tarping breaches, boarding openings, and photographing everything for the claim ahead.
Then comes the part that separates restoration contractors from patch crews: tornado claims involve structure — decking, trusses, sometimes framing — plus roof, siding, windows, and gutters together. We restore the whole envelope under one contract and one warranty, and we stay until the final insurance paperwork is closed out. You have enough to handle; the building is our job.
What happens after you call
Secure the home
Emergency tarping and board-up to stop rain and secure openings — usually same-day.
Document everything
Full photo inventory of structural, roof, siding, window, and gutter damage before cleanup disturbs it.
Claim support
We work with your adjuster on-site so the full scope — not just the obvious damage — makes the estimate.
Rebuild properly
Decking, framing repairs, full roofing system, and exteriors restored to code by one accountable crew.
Real Projects. Real Results.
Insurance Restorations We’ve Completed
Tornado Damage
Common Questions
How does the roof insurance claim process work in Tennessee?
The short version: document, file, adjust, build.
- Free inspection first. We assess the roof and photograph every bit of storm damage. If the damage doesn't justify a claim, we tell you straight — filing a weak claim can count against you.
- You file the claim. You call your carrier (or file online) and report the date of the storm. We can be on the phone with you if that helps.
- The adjuster visit. Your insurance company sends an adjuster. We meet them on your roof so the damage we documented actually gets seen and scoped correctly.
- Scope and payment. The carrier issues a scope of work and initial payment (often in two parts — the second arrives after the work is complete).
- The build. We restore the roof to code with manufacturer-spec installation, then submit the final invoice and documentation to release your remaining funds.
You pay your deductible — nothing more, nothing less. That's the law in Tennessee, and any contractor telling you otherwise is a red flag.
Can a roofer waive or "cover" my insurance deductible in Tennessee?
No — and any roofer who offers to is committing insurance fraud and asking you to participate in it.
Tennessee law requires homeowners to pay their deductible, and contractors who "eat the deductible" make up the difference somewhere: inflated invoices to the carrier, skipped materials, or shortcuts on labor. It's also the single most reliable marker of a storm-chasing operation that won't exist when your warranty needs honoring.
We'll help you get every legitimate dollar your policy owes you — real damage, documented thoroughly, scoped fully (including code-required items adjusters sometimes miss). That's how you maximize a claim honestly.
How do I avoid storm-chaser roofing scams?
After every big Middle Tennessee storm, out-of-state trucks appear. Some are legitimate; many are not. Red flags:
- Door-knockers demanding you sign today "to hold your spot in line"
- Offers to waive or eat your deductible (illegal — and the clearest tell there is)
- No local address you can visit, no Tennessee license number, out-of-state plates
- Pressure to sign an assignment-of-benefits or a vague "contingency agreement" before any inspection report
- Cash-only or big deposits up front
Protect yourself: verify the license, ask for the physical office address, read recent local reviews, and get the inspection findings in writing with photos before signing anything. We've been here, we'll be here — 2002 New Deal Potts Rd in Portland isn't going anywhere.
Schedule a storm damage inspection.
We photograph the roof, the gutters, and the soft metals the way a carrier expects to receive it, then tell you honestly whether there is a claim worth filing.