Mt. Juliet roofing that keeps up with Mt. Juliet.

The short version: document, file, adjust, build.

1. Free inspection first. We assess the roof and photograph every bit of storm damage. If the damage doesn't justify a claim, we tell you straight — filing a weak claim can count against you.
2. You file the claim. You call your carrier (or file online) and report the date of the storm. We can be on the phone with you if that helps.
3. The adjuster visit. Your insurance company sends an adjuster. We meet them on your roof so the damage we documented actually gets seen and scoped correctly.
4. Scope and payment. The carrier issues a scope of work and initial payment (often in two parts — the second arrives after the work is complete).
5. The build. We restore the roof to code with manufacturer-spec installation, then submit the final invoice and documentation to release your remaining funds.

You pay your deductible — nothing more, nothing less. That's the law in Tennessee, and any contractor telling you otherwise is a red flag.

After every big Middle Tennessee storm, out-of-state trucks appear. Some are legitimate; many are not. Red flags:

• Door-knockers demanding you sign today "to hold your spot in line"
• Offers to waive or eat your deductible (illegal — and the clearest tell there is)
• No local address you can visit, no Tennessee license number, out-of-state plates
• Pressure to sign an assignment-of-benefits or a vague "contingency agreement" before any inspection report
• Cash-only or big deposits up front

Protect yourself: verify the license, ask for the physical office address, read recent local reviews, and get the inspection findings in writing with photos before signing anything. We've been here, we'll be here — 2002 New Deal Potts Rd in Portland isn't going anywhere.

From the ground, often like nothing at all — which is exactly why hail damage gets missed until it becomes a leak. Up close, look for:

• Bruises or dark spots on shingles where granules were knocked loose
• Granules collecting in gutters and downspouts (they look like coarse black sand)
• Dents in soft metals — gutters, downspouts, roof vents, flashing, and AC fins are telltales
• Cracked or exposed fiberglass mat on older shingles

Hail doesn't need to be huge to matter: quarter-size (1") hail can compromise a shingle roof, and Middle Tennessee sits in a genuine hail corridor. If a storm dropped hail on your area in the last 12 months, get a documented inspection even if the ceiling looks fine — insurance claims have time limits.